Frana & Silk Real Estate Group

Town guide · Monmouth County

Living in Farmingdale, NJ

Farmingdale is a half square mile borough with a real small town center, completely surrounded by Howell Township. It has its own government and about 1,500 residents, with Allaire State Park and the Manasquan Reservoir a short drive away.

County
Monmouth
Population
About 1,500 (2020 census)
Size
About half a square mile
Setting
Small town center and older residential streets
Main roads
County Routes 524 and 547, with Route 33, Route 34 and Interstate 195 Exit 31 nearby
Farmingdale is shown in gold. See the county map

First things first

Farmingdale the borough vs. the Farmingdale address

Farmingdale Borough is a small, separate municipality of about half a square mile. It was carved out of Howell Township in 1903 and is completely surrounded by Howell today.

The Farmingdale ZIP code, 07727, covers much more ground than the borough. Parts of Howell, Wall and Tinton Falls also use a Farmingdale mailing address. Even Historic Allaire Village, which sits in Wall Township, has a Farmingdale address.

That matters when you buy or sell. Property taxes, zoning and town services come from the municipality the home is actually in, not the name on the mail. We always confirm the municipality from the tax record before we price a home.

The town

A small town center with deep roots

Farmingdale's Main Street follows an old path toward the Manasquan River. The town grew in the 1800s around marl, a mineral deposit dug here and sold as farm fertilizer, and the railroad built to carry it. The borough took its name from its place at the center of a farming area.

Today Farmingdale is a compact mix of homes on older residential streets and a small commercial district that keeps much of its historic character. Almost everything in town is within a short walk of the center.

Homes

What you will find

  • Older single family homes on established streets close to the town center.
  • A small number of homes for sale at any one time, simply because the borough is so small.
  • Nearby Howell and Wall homes that share the Farmingdale mailing address but sit in a different town.

Worth knowing: Check the municipality, not just the address. A listing marked Farmingdale may be in Farmingdale Borough, Howell, Wall or Tinton Falls, and the taxes and rules follow the actual town. We confirm it from the tax record on every home we list or show.

Property taxes

What taxes look like in Farmingdale

  • 1.789%2025 effective tax rate, as a share of market value
  • $9,4932025 average residential tax bill

A home worth $550,000 on today's market would pay roughly $9,840 a year at Farmingdale's 2025 effective rate. Your actual bill depends on your assessment, so we pull the real tax record for any home you are considering.

Source: New Jersey Division of Taxation, 2025 general and effective tax rates. Rates are set each year.

Groceries, dining and shopping

Where Farmingdale shops and eats

Farmingdale is a small borough with no supermarket, so groceries and most errands mean a short drive west to Route 9 in Howell and Freehold Township.

Grocery stores

Checked October 2026. Stores open, close and move, so call ahead before a first trip.

Restaurants

There are only a few places to eat in Farmingdale itself. For more, people head to Route 9 in Howell and Freehold Township, or to one of these downtowns:

  • Downtown Freehold: Northwest to Main Street in Freehold Borough, a downtown that has become a center for restaurants and nightlife.
  • Asbury Park: East on Route 33 toward the shore, where Cookman Avenue and the boardwalk are lined with restaurants, bars and coffee houses.
  • Belmar: Southeast toward the shore, a beach town whose boardwalk and town offer shops and restaurants.

Shopping

The Freehold Raceway Mall, a regional mall with more than 200 stores, is a short drive northwest on Route 33. Route 9 in Howell has the nearest supermarkets and shopping centers.

Getting around

Roads and commuting

County Routes 524 and 547 run right through the borough. Interstate 195 Exit 31 is close by in Howell and connects east to the Garden State Parkway and west toward Trenton. Route 33 and Route 34 are the nearest state highways, leading toward Freehold and Wall. Everyday shopping is a short drive away in Howell, Wall and Freehold.

Places worth knowing

Parks, landmarks and open space

  • Allaire State Park: About 3,200 acres of trails, river and woods in neighboring Howell and Wall.
  • Historic Allaire Village: A living history museum of a 19th century iron making village, inside Allaire State Park in Wall.
  • Manasquan Reservoir: A Monmouth County park in Howell with a 5.1 mile perimeter trail, fishing and boating.
  • Edgar Felix Bikeway: A 5.4 mile rail trail from Allaire State Park to Manasquan.

Common questions

Questions people ask us about Farmingdale

What are property taxes in Farmingdale, NJ?

Farmingdale Borough's 2025 effective tax rate is 1.789 percent of market value, and the average residential tax bill is $9,493, according to the New Jersey Division of Taxation. Actual bills depend on each home's assessment.

Is Farmingdale, NJ its own town?

Yes. Farmingdale Borough has been its own municipality since 1903, when it was formed from part of Howell Township. It covers about half a square mile and is completely surrounded by Howell.

Does the Farmingdale 07727 ZIP code mean a home is in Farmingdale Borough?

Not necessarily. The 07727 ZIP code also covers parts of Howell, Wall and Tinton Falls. A home's taxes and town services come from the municipality it is actually in, which you can confirm on the property tax record.

Where is the closest grocery store to Farmingdale?

Farmingdale has no supermarket of its own. The closest are a ShopRite and an ALDI on Route 9 in Howell, southwest of the borough, and an Acme on Route 9 in Freehold Township to the west.

Is Allaire State Park in Farmingdale?

No. Allaire State Park is in Howell and Wall townships, a short drive from Farmingdale Borough. Historic Allaire Village, inside the park in Wall, uses a Farmingdale mailing address, which is why many people assume otherwise.

Nearby towns

Towns that border Farmingdale

See every town in Monmouth County on the map

Buying or selling in Farmingdale?

Small town, careful pricing

With so few homes in the borough, every sale matters. We know western Monmouth, and we price Farmingdale homes on their own merits, not on the wider ZIP code.

Vincent Frana
Broker Associate
732-567-4147
Zachary Silk
Sales Associate
732-773-3257

Call or text either of us directly.

Back to the top of the page