Town guide · Monmouth County
Living in Little Silver, NJ
Little Silver is a borough of mostly single family homes set along the Shrewsbury River and a web of creeks. It has a historic train station on the North Jersey Coast Line, a small downtown around Markham Place and Prospect Avenue, and one of the oldest houses in New Jersey.
- County
- Monmouth
- Population
- About 6,100 (2020 census)
- Size
- About 3.3 square miles, nearly a fifth of it water
- Setting
- Residential streets along the Shrewsbury River and its creeks
- Main roads
- County Route 520 through the center; Parkway Exit 109 via Route 520 in Middletown
Neighborhoods
Where you are on the water matters
Little Silver is almost all residential, and the creeks that run into the Shrewsbury River shape much of the borough. It borders Red Bank, Fair Haven, Rumson, Monmouth Beach, Oceanport and Shrewsbury.
- Along the river and creeks: Homes near the Shrewsbury River, Little Silver Creek, Town Neck Creek and Parkers Creek, some with water views or frontage.
- Little Silver Point: A named community within the borough, along Little Silver Point Road.
- Downtown and the station: Streets near Markham Place, Prospect Avenue and the train station, the borough's two small business areas.
- Rumson Road: The area around the Parker Homestead, which the borough's master plan marks for preservation.
Homes
What you will find
- Single family homes: Detached single family homes make up more than four in five homes in the borough.
- Waterfront homes: Homes on the river and the creeks, where flood zone and elevation matter most.
- Townhomes and smaller buildings: A smaller number of attached homes and small multifamily buildings.
Worth knowing: Flood risk varies a lot here. The borough's 2022 master plan says about 28 percent of Little Silver, roughly 575 acres, lies in a FEMA Special Flood Hazard Area, mostly along the Shrewsbury River and its creeks, and the state reported 192 homes with major or severe damage from Sandy. Ask for the flood zone, the elevation certificate and the flood history on any home near the river or the creeks.
Property taxes
What taxes look like in Little Silver
- 1.638%2025 effective tax rate, as a share of market value
- $16,4812025 average residential tax bill
A home worth $1,000,000 on today's market would pay roughly $16,380 a year at Little Silver's 2025 effective rate. Your actual bill depends on your assessment, so we pull the real tax record for any home you are considering.
Source: New Jersey Division of Taxation, 2025 general and effective tax rates. Rates are set each year.
Groceries, dining and shopping
Where Little Silver shops and eats
Little Silver has a small downtown around the train station on Prospect Avenue and Markham Place, with an Acme supermarket in town. Red Bank, Shrewsbury and Eatontown are all a few minutes away for everything else.
Grocery stores
- In townAcme507 Prospect Avenue, Little SilverDirections
- NorthAcme576 River Road, Fair HavenDirections
- SouthwestTrader Joe's1031 Broad Street, ShrewsburyDirections
- SouthShopRite145 Monmouth Road, West Long BranchDirections
- SouthWhole Foods Market180 Route 35, EatontownDirections
Checked October 2026. Stores open, close and move, so call ahead before a first trip.
Restaurants
Little Silver has a handful of places to eat, mostly along Oceanport Avenue and around the station on Prospect Avenue and Markham Place. For a night out, most people go next door:
- Downtown Red Bank: Northwest to Broad Street and Monmouth Street, a downtown with everything from fine dining to casual food, and outdoor dining on Broad Street in season.
- Pier Village, Long Branch: Southeast toward the ocean, an oceanfront village with shops, apartments and restaurants along the boardwalk.
Shopping
Downtown Red Bank, next door, is known for its boutiques and home stores. For larger stores, Route 35 in Eatontown is the main shopping road, where the former Monmouth Mall is being rebuilt as Monmouth Square, an open air center with stores and apartments.
Getting around
Roads and commuting
County Route 520 runs through the heart of Little Silver and leads west to Garden State Parkway Exit 109 in Middletown. The Little Silver station on NJ Transit's North Jersey Coast Line, at Oceanport and Sycamore Avenues, has trains toward Newark, Hoboken and New York Penn Station. Daily shopping is downtown around Markham Place and Prospect Avenue, with more in neighboring Red Bank and Shrewsbury.
Places worth knowing
Parks, landmarks and open space
- Parker Homestead: A farmhouse on Rumson Road built around 1720 with materials from about 1667, one of the oldest buildings in New Jersey, now owned by the borough.
- Little Silver station: An 1890 station in the Richardsonian Romanesque style, credited to Henry Hobson Richardson, who designed it before his death in 1886. It is listed on the National Register of Historic Places and still in daily use.
- Santelle Park: A borough park off Riverview Avenue with a boat ramp and resident kayak racks.
- Sickles Park and borough trails: Borough parkland and walking trails, including the Little Silver Nature Trail.
Common questions
Questions people ask us about Little Silver
What are property taxes in Little Silver, NJ?
Little Silver Borough's 2025 effective tax rate is 1.638 percent of market value, and the average residential tax bill is $16,481, according to the New Jersey Division of Taxation. Actual bills depend on each home's assessment.
Does Little Silver have a train station?
Yes. The Little Silver station is on NJ Transit's North Jersey Coast Line at Oceanport and Sycamore Avenues. The 1890 station building, designed by Henry Hobson Richardson before his death in 1886, is on the National Register of Historic Places.
How much of Little Silver is in a flood zone?
About 28 percent. The borough's 2022 master plan says roughly 575 acres lie in a FEMA Special Flood Hazard Area, mostly along the Shrewsbury River and its creeks. Many homes are outside it, so we check every address.
What is the Parker Homestead?
It is a farmhouse at 235 Rumson Road built around 1720, using materials from an earlier house of about 1667. The Parker family settled the area in 1667, and the borough now owns the property. It was listed on the National Register of Historic Places in 2011.
How do I get to the Garden State Parkway from Little Silver?
Take County Route 520 west to Parkway Exit 109 in Middletown. Route 520 runs right through the heart of Little Silver.
Where is the closest grocery store to Little Silver?
Little Silver has its own Acme at 507 Prospect Avenue. There is another Acme on River Road in Fair Haven, and a Trader Joe's on Broad Street in Shrewsbury. ShopRite in West Long Branch and Whole Foods Market in Eatontown are a few minutes south.
Nearby towns
Towns that border Little Silver
Buying or selling in Little Silver?
On the water or a few streets back
About 28 percent of Little Silver lies in a flood hazard area, and the rest does not. We will show you where your home falls and which sales on similar streets compare to it.
Call or text either of us directly.