Town guide · Monmouth County
Living in Loch Arbour, NJ
Loch Arbour is a tiny oceanfront village, only a few blocks of homes between the Atlantic Ocean and Deal Lake. It has its own beach, its own government and about two miles of roads. Asbury Park is just across the lake, and Allenhurst is right next door.
- County
- Monmouth
- Population
- About 220 (2020 census)
- Size
- About 0.14 square miles, more than a third of it water
- Setting
- Oceanfront and lakefront streets between the Atlantic Ocean and Deal Lake
- Main roads
- Route 71 through the village; Route 18 is the nearest highway
The village
A few streets between the ocean and the lake
Loch Arbour is small enough that there are no real sections. Allenhurst borders it to the north, Interlaken to the west and Asbury Park to the south, across Deal Lake.
The village was carved out of Ocean Township on April 23, 1957, after a referendum held the same day. Residents opposed to plans for beachfront condominiums led the split. Voters turned down a return to Ocean Township in 1997, and later talks about merging with Allenhurst did not go forward.
- Along the ocean: Streets that run toward the village beach on the Atlantic.
- Along Deal Lake: Homes near the 158 acre lake that forms the village's southern edge.
Homes
What you will find
- A very small number of homes: The 2010 census counted 159 housing units in the whole village, so homes for sale here are rare.
- Homes near the ocean: A short walk from the village beach.
- Homes near Deal Lake: On the streets closest to the lake and the Asbury Park line.
Worth knowing: With the ocean on one side and Deal Lake on another, flood risk depends on exactly where a home sits. Ask for the flood zone, any elevation certificate and the flood history on every home. Because so few homes trade here, pricing takes care and close comparison with neighboring towns.
Property taxes
What taxes look like in Loch Arbour
- 0.412%2025 effective tax rate, as a share of market value
- $13,8142025 average residential tax bill
A home worth $3,350,000 on today's market would pay roughly $13,802 a year at Loch Arbour's 2025 effective rate. Your actual bill depends on your assessment, so we pull the real tax record for any home you are considering.
Source: New Jersey Division of Taxation, 2025 general and effective tax rates. Rates are set each year.
Groceries, dining and shopping
Where Loch Arbour shops and eats
Loch Arbour is a tiny residential village with no supermarket or shopping street, so errands mean a short drive west or a quick trip into the towns next door.
Grocery stores
- WestWegmans1104 Route 35, Ocean TownshipDirections
- WestShopRite2200 Route 66, Neptune TownshipDirections
- SouthwestALDI722 Route 35, Neptune TownshipDirections
- NorthStop & Shop150 West End Court, Long BranchDirections
Checked October 2026. Stores open, close and move, so call ahead before a first trip.
Restaurants
There are very few places to eat in the village itself. Asbury Park is right across Deal Lake, and most people go there or up the coast for dinner out:
- Asbury Park: South across Deal Lake to Cookman Avenue and the boardwalk, with restaurants, bars and coffee houses downtown and along the boardwalk.
- Pier Village, Long Branch: North on Route 71 and Ocean Avenue, an oceanfront village with shops, apartments and restaurants along the boardwalk.
Shopping
Route 35 in Ocean Township and Eatontown, a short drive west, is the main shopping road. In Eatontown, where the former Monmouth Mall is being rebuilt as Monmouth Square, an open air center with stores and apartments.
Getting around
Roads and commuting
Route 71 runs through the village and crosses Deal Lake into Asbury Park. Route 18 is the nearest highway, and the Garden State Parkway and Interstate 195 are a longer drive west. NJ Transit's North Jersey Coast Line runs through Loch Arbour but does not stop here. The nearest station is Allenhurst, right next door, with trains north toward Newark and New York Penn Station.
Places worth knowing
Parks, landmarks and open space
- Loch Arbour beach: The village's own lifeguarded beach on the Atlantic, with daily beach badges in season.
- Deal Lake: A 158 acre lake shared by seven towns and overseen by the Deal Lake Commission, formed by those towns in 1974.
- Asbury Park boardwalk: Just south across Deal Lake, home to Convention Hall and the Paramount Theatre, both dating to the 1920s.
Common questions
Questions people ask us about Loch Arbour
What are property taxes in Loch Arbour, NJ?
Loch Arbour Village's 2025 effective tax rate is 0.412 percent of market value, and the average residential tax bill is $13,814, according to the New Jersey Division of Taxation. Actual bills depend on each home's assessment.
Is Loch Arbour part of Ocean Township?
No. Loch Arbour was part of Ocean Township until April 23, 1957, when it was incorporated as its own village after a referendum. Voters rejected a return to Ocean Township in 1997, so it remains a separate municipality.
Does Loch Arbour have a train station?
No. NJ Transit's North Jersey Coast Line passes through the village but does not stop. The nearest station is Allenhurst, in the neighboring borough.
Where does the name Loch Arbour come from?
The village is named for Lochaber, in Scotland. It sits on Deal Lake, which forms its southern border with Asbury Park.
Does Loch Arbour have its own beach?
Yes. The village runs its own lifeguarded beach on the Atlantic Ocean and sells daily beach badges in season.
Where is the closest grocery store to Loch Arbour?
The closest full supermarkets are a short drive west, since Loch Arbour has none of its own. Wegmans is on Route 35 in Ocean Township, and there is a ShopRite on Route 66 and an ALDI on Route 35 in Neptune Township. Stop & Shop in Long Branch is a few minutes north.
Nearby towns
Towns that border Loch Arbour
Buying or selling in Loch Arbour?
When homes are this rare, pricing matters
With so few homes in the village, there is no town average to lean on. We look closely at each home, its spot between the ocean and the lake, and what nearby shore homes have really sold for.
Call or text either of us directly.